Every April, Texas homeowners receive a notice in the mail that can cause a little sticker shock: your property tax assessment. This notice includes the assessed value of your home, which is used to calculate how much you’ll owe in property taxes for the year. And if that value seems too high, you have the right to protest it—but you’ll need to act fast.
We Can Help
We can provide a Comparative Market Analysis (CMA) with detailed information on recent home sales in your neighborhood to help support your protest. Request your free CMA here!
Why Your Home’s Assessed Value May Be Inflated
If you’ve opened your statement and thought, “There’s no way my home is worth that much,” — you’re not alone. Many assessments are still reflecting the peak values from 2022, when real estate prices surged dramatically. That rapid rise created a ripple effect, and many properties were assessed based on skyrocketing market conditions.
But here’s the thing: the market has since leveled out. While home values remain strong, they aren’t increasing at the same breakneck pace. In fact, some areas have even seen slight corrections in value or longer days on market. Yet, not all county appraisal districts have adjusted assessments accordingly. That means your current property valuation may no longer reflect the reality of today’s real estate market.
What Happens If You Don’t Protest?
If you don’t challenge the assessed value, you’re agreeing to it—whether it’s accurate or not. And because your property taxes are calculated based on that value, you could be overpaying for a home that isn’t worth what the statement says it is.
In short, you may be paying taxes on last year’s market, not this year’s reality.
How to Protest Your Property Taxes
The good news is that Texas makes it relatively straightforward to protest your valuation—but timing is everything. The deadline to file your protest is May 15th.
Here’s what you’ll need to do:
- Review your notice and look carefully at the assessed value of your home.
- Gather supporting evidence—this could include recent sales of comparable homes, a formal appraisal, or even photos showing your home’s current condition.
- File your protest online or by mail with your local appraisal district before the deadline.
- Attend a hearing (in person, by phone, or virtually) if your protest requires further review.
We’re Here to Help You Understand the Market
At The Schrader Group, we know how confusing tax valuations can be—especially when they don’t seem to match what homes are actually selling for in your neighborhood. If you’re unsure whether your home is accurately assessed or if you just want a second opinion on your property’s current market value, we’re happy to help.
Protesting your property taxes can lead to meaningful savings—and we want to make sure you’re not overpaying based on outdated or inflated valuations.
Want to Learn More?
Watch Raul Jimenez and Lauren Salinas discuss how to protest your taxes in this quick and informative video:
Curious about where the market stands now?
For a quick look at current pricing trends, inventory shifts, and what it all means for buyers and sellers, check out our Q1 2025 Market Update.
The Schrader Group is one of the Top Real Estate teams when buying or selling a home in San Antonio and the surrounding areas. With over 40 years experience, we can handle every need you may come across. From selling your home, buying your home or purchasing a new build, let us be your guide. Contact us today!