The housing market is evolving in 2025, and the new legislation known as the Big Beautiful Bill is creating opportunities for homebuyers, sellers, and real estate investors alike. Signed into law in July 2025, this groundbreaking housing law introduces a variety of tax benefits and real estate incentives that can impact purchasing power, investment potential, and overall wealth-building strategies.
What Homebuyers Need to Know
One of the most significant changes under the Big Beautiful Bill is the return of the mortgage insurance deduction. This could potentially save buyers an average of $2,300 per year. In addition, the SALT (State and Local Tax) deduction cap has been raised from $10,000 to $40,000 through 2030. This makes homeownership more affordable for many families and increases overall purchasing power.
Whether you’re buying your first home or upgrading to a new property, understanding these changes can help you make informed decisions and maximize the financial benefits of homeownership in 2025.
How Sellers Can Benefit
Sellers may also see advantages from the new law. With more tax savings available to buyers, demand is expected to rise. This can lead to faster sales and potentially higher offers. Creating a seller-friendly environment for well-priced, move-in-ready homes, it will help homeowners get the most value from their property in today’s market.
Opportunities for Real Estate Investors
Investors are not left out of the benefits. The legislation reinstates 100% bonus depreciation for qualified property improvements. This will allow immediate write-offs. Additionally, new deductions for nonresidential property and an expanded Low-Income Housing Tax Credit make investing in commercial and rental properties more profitable than ever. These changes create a stronger incentive to explore real estate as a long-term wealth-building strategy.
Take Advantage of the 2025 Housing Market Changes
Whether you’re a first-time homebuyer, a seasoned seller, or a real estate investor, the Big Beautiful Bill unlocks powerful opportunities. To navigate the complexities of these tax breaks and housing incentives, it’s important to work with a knowledgeable real estate team that can guide you every step of the way.
Want to learn more?
Watch our full video for an in-depth breakdown of the Big Beautiful Bill, 2025 tax advantages, and how you can leverage these incentives for your next real estate move.
The Schrader Group is one of the Top Real Estate teams in San Antonio and the surrounding areas. With over 43 years of experience, we can handle every need you may come across. From selling your home, buying your home or purchasing a new build, let us be your guide. Contact us today!